Author: Dylan Buckley
February 12, 2026
1 min read
TABLE OF CONTENTS

Start your credit building journey for your business

Our system is currently designed to work only with banks supported by Plaid.
You can use our platform and get a Premium plan without connecting your bank account. This enables you to leverage business credit monitoring services and get a vendor tradeline to help you build your credit each month.
However, you won’t be able to qualify for FairFigure Lift or the FairFigure Capital Card without a connected bank account.
One way to gain access to our financing solutions is to open an account with our banking partner, Mercury. Mercury connects with Plaid, ensuring you’re able to qualify for financing with at least three months of banking activity.
What’s important to note is that we do this because many of the bigger lenders also use Plaid. By connecting a bank account supported by Plaid, you set yourself up for future success once you seek out additional capital after completing our program.
Have any questions? We’re here to help! Reach out to us if you’re experiencing any trouble or need further support with this process.
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February 12, 2026
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February 12, 2026
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February 12, 2026
1 min read

Start your credit building journey for your business

Start your credit journey now with FairFigure