Author: Nick Mann
February 12, 2026
2 min read
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Start your credit building journey for your business

While a free FairFigure plan offers a lot of advantages, a Premium account comes with several extras that are ideal for accelerating your business credit-building and overall growth.
First, a Premium account provides full access to robust credit reports and scores, offering a more comprehensive view of your business credit. In particular, you can get data from major business credit bureaus, including Dun & Bradstreet, Equifax Business, and Creditsafe.
And though you can get basic business credit monitoring with a free FairFigure plan, the Premium tier offers access to more detailed credit monitoring from the FairFigure Foundation Report and Score.
URL: FairFigure
This, in turn, offers a far more detailed overview of your business credit profile so you can make more informed decisions.
Next, a Premium account provides profile alerts like changes to your business credit score and potential errors or inaccuracies that could harm your score. Armed with this information, you can stay on top of the trajectory of your business credit score at all times.
And if there’s an issue, you can quickly resolve it so that it doesn’t have the chance to negatively impact your business credit score.
Also, a Premium account gives you access to premium tools like Pulse, Unify, and Signal, which can help you gain a deeper understanding of patterns and trends within your business credit profile, as well as potential risks and opportunities.
URL: FairFigure
And when you choose a Premium account, the money you spend on subscription payments counts as an additional tradeline. This means they’re reported to business credit bureaus, which can further improve your business credit score with no additional effort.
For simplicity, here’s a quick overview for a side-by-side comparison of a FairFigure Basic vs. a FairFigure Premium account.
URL: FairFigure
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