Author: Nick Mann
February 12, 2026
2 min read
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Start your credit building journey for your business

As you probably know, reporting positive payment history to major business credit bureaus is a building block of raising your business credit score. This is what allows you to establish yourself as a trustworthy borrower and is instrumental in unlocking future business funding opportunities.
More specifically, this can potentially help you qualify for business credit cards and business loans and may help you obtain higher credit limits, better terms, stronger rewards, and more.
FairFigure Premium subscription payments report as a business tradeline (specifically, a utility tradeline), to
Experian Business:
Source: Experian
Equifax Commercial:
Source: Equifax
Creditsafe USA:
Source: Creditsafe USA
We have strategically chosen these data providers through comprehensive research, and the fact that many lenders want to see information from them when determining eligibility.
Besides that, we also send data to our own Foundation Report — our own proprietary report — which plays a critical role in tracking your business credit report and making data-driven decisions.
At this time, FairFigure Lift payments get reported to Experian Business, Equifax Commercial, Creditsafe, the SBFE, and on our own Foundation Report.
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Start your credit building journey for your business

Start your credit journey now with FairFigure