Why Did I Get Declined for Financing from FairFigure Lift or the FairFigure Capital Card?

The reason that you were declined for financing from FairFigure Lift or the FairFigure Capital Card will vary. In order to understand why you were denied specifically, reference the decline email you received in response to your application.

That being said, denials can often be attributed to one (or more) of these four common issues:

1. Your average daily bank balance was too low. Our underwriting system requires you to maintain an average daily balance of approximately $200.
2. You have inconsistent revenue. We require around $3,500 in stable monthly revenue, with fluctuations not exceeding 30% month over month.
3. You have less than three months of banking history. You need to have at least three months of bank activity on your linked account to qualify for FairFigure Lift or the FairFigure Capital Card.
4. There were discrepancies between the business and the home state you listed. You must live in the state in which you conduct business, no exceptions. To remedy this, foreign entity for your business in your home state through your Secretary of State.

You can address the above and reapply in 30 days to get approved for financing through FairFigure.