If your company doesn’t have credit scores or reports, it means that the business credit bureaus don’t currently have a file on your company.

Many businesses have no business credit. So they have no reports or scores.

Other businesses may have scores and reports from only one or two bureaus. However, they may be missing another due to insufficient information (like in the case below):

If your business is new (less than 90 days old), you won’t see anything yet.

However, you can set the foundation to ensure you have more data to work with sooner rather than later.

If your business doesn’t have a credit file, Creditsafe creates an account for you - just because you signed up for FairFigure Premium! This will take five business days. All you have to do is wait one week for Creditsafe to create an account for you.

Then, work toward actively building credit. With the right moves, you can start seeing results within two to three months. Then, you’ll have more information regarding your individual credit bureau scores.

This will also help you with the Foundation Report. Once you have all scores and reports from all three bureaus, you can gain better insights into fundability and how much financing you can access.