See the Big Picture of Your Creditworthiness with a Free Business Credit Report

Monitor your business credit report, identify issues, and improve your business credit profile with FairFigure. Gain access to a free Equifax Business credit report, Dun & Bradstreet, Creditsafe, and The Foundation Report from one convenient platform for maximum credit insight!

Apply now

Get Access To Your Business Credit Reports and Scores

Knowing your business credit score is a critical precursor to unlocking financing like a high credit limit business credit card, trade credit, or a small business loan.
With 20% of small business loans being denied because of poor business credit, it’s essential to know your financial standing before applying for funding.
A free credit report gives you a clear overview of what lenders see, including payment history and credit utilization, so you know your credit risk. Beyond that, it can help you take the first steps to build business credit and establish a strong credit history.

Business Credit Monitoring

FairFigure offers comprehensive small business credit monitoring for a 360-degree view of your business credit report.
If there’s a hidden issue like an incorrectly reported late credit card payment, you can quickly identify and resolve it to prevent your business credit report from taking a hit with credit bureaus.

Improve Your Business Credit Scores

Building strong business credit first starts with monitoring your business credit score. By ensuring that errors and inaccuracies aren’t reported to business credit bureaus, you can improve your business credit history and lay the foundation for a good business credit score.
In turn, this makes it easier to get approved by top business credit card providers, small business loans, vendors, and suppliers.
And with FairFigure’s paid subscription, your on-time payment history is reported to business credit bureaus to boost your business credit report even more for a significant business credit advantage

Loved by thousands of customers

Shaquita R

Kingsmans Sweets

FairFigure was a lifesaver! Before, climbing Everest seemed easier than securing a loan for my bakery. But with FairFigure's tradelines, my credit score soared! Now, I have the funding to expand, and my cupcakes are flying off the shelves. Thanks FairFigure!

Eduardo R

QuikFix Repair

My old business credit score had me stuck in a tiny storefront. After using FairFigure's program, my score jumped. Now, I secured a dream location with twice the space. FairFigure helped me land the perfect launchpad for my business!

Lucia K

Lucia's Bridal

Blindsided by denials! My monitoring platform hid half the story. FairFigure showed me EVERYTHING on my business credit report. Turns out, a missed payment lingered! Fixed it, used FairFigure's card, and finally got approved! Now my business is growing.

FAQ

How Do I Check My Business Report and Score for Free?

You can do it with FairFigure, and the process is simple.

First, create an account with FairFigure. Once we verify your business, you’ll be able to check your business credit report and business credit score for free.

With the Foundation Report, you can monitor your tri-bureau commercial reports with a user-friendly format that makes the data easy to understand. Here, you can use business credit monitoring to compare your small business information with the Secretary of State's data.

This makes it simple to identify any issues with a major business credit bureau such as Dun & Bradstreet or the Small Business Financial Exchange that could potentially harm your business credit score. If a problem is found, you can quickly correct it using FairFigure’s Business CreditCorrect Tool.

That way, errors or inaccuracies can be cleared up with a credit reporting company, and you can take steps to achieve a good credit score.

How Do I Check My LLC or EIN Business Credit Score?

Regardless of your business entity, you can check your LLN or EIN business credit score with FairFigure’s credit account tool. All you have to do is create an account and verify your business.

Once set up, you can access business credit score and payment history information directly from within FairFigure.

Rather than having to use a paid option through a credit reporting agency like Experian Business, FairFigure offers a free check for a thorough assessment of your LLC or EIN business credit score for detailed credit history insights.

Does the Government Guarantee a Free Business Credit Check?

No, as a small business owner, you might think the government would offer a free business credit check. Unfortunately, that’s not the case.

While the Fair Credit Reporting Act allows consumers to get a free personal credit report from each of the three bureaus, it doesn’t offer a free personal credit score. Furthermore, it does NOT require a business credit bureau to give business owners a free credit report.

That’s why you’re better off using a business credit monitoring tool like FairFigure that will give you this credit file information for free.

Can You Get Business Credit Scores from Credit Karma?

No. While it’s true that Credit Karma offers free personal credit scores for personal finance, it does NOT offer business credit scores.

Note that Credit Karma can be a helpful resource for learning about business credit. It can teach you how to improve your business credit report and how to lower your credit risk score. But it’s not viable for actually getting business credit scores.

For that, you’ll want to turn to a tool like FairFigure, which is one of the only places to get business scores from many bureaus in the world.

The bottom line is that if you’re looking for end-to-end business credit monitoring and want to stay on top of your business credit while simultaneously building your business credit profile, FairFigure is your best bet.

Looking to directly talk to a human?

Our team of human support agents are available Mon - Fri 9am to 6pm EST by chat support or by emailing [email protected]