Get Your Free Business Credit Scores

Begin your business credit journey with FairFigure. Access your free Equifax, Creditsafe, Dun & Bradstreet, and Foundation Report from your centralized user dashboard. Then, watch your business credit soar with our business credit monitoring services and FairFigure Capital Card.

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See Your Business Credit Scores and Reports

Applying for funding as a small business owner is challenging enough. Knowing where your credit stands is essential to discovering your options and working toward better funding opportunities. We provide you with access to your free business credit reports and credit scores so you can begin your business credit journey with ease and confidence. Our centralized user dashboard and FairFigure Foundation Report simplify your credit data, helping you understand your credit health at a glance.

Monitor Your Business Credit

Accessing your free business credit score and business credit report is the first step. FairFigure offers you continued support in the form of tri-bureau business credit monitoring. Monitor your Dun & Bradstreet and Equifax business credit reports and know your scores at all times. Benefit from additional features like the Business Credit Corrector, Darknet Scanner, and AI podcasts for further help understanding your business credit and handling business credit score disputes to correct credit history.

Build Your Business Credit

FairFigure isn’t just your partner in business credit monitoring. We help you actively build your credit as a small business. Premium members receive consistent reporting of each payment as a utility tradeline to Equifax, the SBFE, and our Foundation Report. Boost your credit score faster by applying for the FairFigure Capital Card, an EIN-only card that helps you build credit and access less restrictive funding for your business.

Loved by thousands of customers

Shaquita R

Kingsmans Sweets

FairFigure was a lifesaver! Before, climbing Everest seemed easier than securing a loan for my bakery. But with FairFigure's tradelines, my credit score soared! Now, I have the funding to expand, and my cupcakes are flying off the shelves. Thanks FairFigure!

Eduardo R

QuikFix Repair

My old business credit score had me stuck in a tiny storefront. After using FairFigure's program, my score jumped. Now, I secured a dream location with twice the space. FairFigure helped me land the perfect launchpad for my business!

Lucia K

Lucia's Bridal

Blindsided by denials! My monitoring platform hid half the story. FairFigure showed me EVERYTHING on my business credit report. Turns out, a missed payment lingered! Fixed it, used FairFigure's card, and finally got approved! Now my business is growing.

FAQ

Is There a Way to Check My Business Credit Score for Free?

Small businesses don’t benefit from the same laws that offer consumers a free personal credit report. As a result, you typically have to pay to check your business credit score and report.

Naturally, you want to be able to access your business credit information at the same cost as your personal credit.

Instead of paying to check your business credit score, you can get your free scores and free business credit report with FairFigure.

If you want to get your Equifax business credit report free and other insights, all you need to do is create an account with FairFigure and verify your business.

Once your business information is verified, you can view your credit health at no cost to you.

What's a Good Business Credit Score?

A good business credit score depends on the type of score being used. A personal credit score generally features minor variations across each personal credit bureau. Business credit scores can vary more significantly across each business credit reporting agency.

Most often, a lender will look at your D&B Paydex Score, which ranges from 0 to 100.

Having a score of 80 indicates that you pay your debts on time, which is a good credit score.

If you want a higher score, you’ll want to pay your debts 30 days before they’re due. So long as you stay at 80 or above, lenders will likely consider you seriously for a business loan and credit solutions like a business credit card.

Does the Government Offer a Free Business Credit Check?

How Do I Improve My Business Credit Score?

Take advantage of FairFigure’s business credit monitoring services to actively watch your business credit reports and address any errors in reporting or lack of reporting.

Alongside your subscriptions and FairFigure Capital Card, take care to sign up for at least 8 other vendor tradelines to build your business credit score fast. Make sure that every trade credit account is reporting to each major business credit bureau for the best results.

Always pay your bills on time to maintain positive credit history and high business scores, and pay them before they’re due when possible.

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Our team of human support agents are available Mon - Fri 9am to 6pm EST by chat support or by emailing [email protected]